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Marriage: Foundations & Principles – Lesson 12: Money

Scripture Verse: I Chronicles 29:11-12.


He wants to spend money on dinners and entertainment but she wants to save it for their retirement; she wants a new car but he thinks they can get along without it; he thinks overtime and a second job is great because of the money but she wants him to spend time at home with her and the kids. For some reason, money is more divisive than almost any other issue in marriage. Some studies have even concluded that the number one factor in divorce is finances. But, what does the Word say?

To begin, money and wealth is never to be considered “ours.” God gives us what we possess and it’s His, not ours (I Chronicles 29:11-12). What we own and what we earn is God’s and He’s given it to us to preach the Kingdom of God and bring glory to His name. When we spend money, we’re not spending our money, we’re spending God’s; when we don’t give as the New Testament requires, we rob God of His own money.

Money can be extremely divisive because it brings power; it appeals to the hidden covetousness we don’t want anyone to discover; it fulfills the sinful desire to have what we want when we want it, whether it’s owning a new vehicle, buying a business, or controlling other people. In the context of marriage, money’s appeal for power isn’t any different. We begin to think our priorities for the paycheck are more important than our spouse’s.

The bottom line with money is that it needs to be spent for the glory of God, whether it’s spent on the phone bill, our tithes, an entertaining night out, or home improvements. God didn’t ask that we give Him ten percent and spend the rest on our desires. He called us to be good stewards with every cent we earn.

Lesson Questions:

  1. Why is it important to recognize God gives man the ability to make money and that everything we own belongs to God? Deuteronomy 8:18; I Chronicles 29:12.
  2. Should Christians see finances as an integral part of godly stewardship? I Timothy 6:17-18; Colossians 3:17; I Corinthians 4:2.
  3. Is the husband specifically responsible to provide financially for his family? I Timothy 5:8; Genesis 30:30.
    Note: This verse addresses the husband’s responsibility to provide for his family, not necessarily his ability If a man is disabled in an accident, he may lose the ability to provide for his family, but not the responsibility.
  4. How important is saving for future emergencies and retirement? Proverbs 30:24-25; 13:22; 21:20.
  5. Discuss the importance of establishing a budget and spending only what is earned. Romans 13:8; Proverbs 27:23-24; Luke 14:28.
  6. Why should our labor focus primarily on giving to others? Ephesians 4:28; Proverbs 11:24; Luke 12:16-21.
  7. What attitude should accompany our giving? II Corinthians 9:6-12; Philippians 4:11-19.
  8. What perspective should Christians maintain about money? Matthew 16:26; Luke 12:15; Proverbs 15:16-17; Psalm 19:7-10; Matthew 6:19- 21